The Financial And Tech Literacy

Tata Motors’ demerger into passenger and commercial vehicle businesses becomes effective on October 1. Here’s everything investors must know about record date, share allotment, and listing timeline. Introduction Tata Motors, one of India’s most iconic automotive companies and a crown jewel of the Tata Group, is set to undergo a significant transformation. Starting October 1 , the company’s long-anticipated demerger officially takes effect, separating its commercial vehicle (CV) business and passenger vehicle (PV) business into two independent listed entities. For shareholders, this corporate action is more than just a structural reshuffling — it marks a defining moment that could reshape Tata Motors’ long-term growth trajectory, sharpen focus on distinct business verticals, and unlock shareholder value. But what does this really mean for investors? What are the record and listing dates? And how might the stock perform in the months ahead? Let’s break it all down. Why Tata Mot...

The recent speculation around TCS layoffs claiming 80,000 job cuts has created panic in India’s IT sector. Here’s a detailed look at the truth, official statements, employee stories, union protests, and the future of tech jobs in India. Introduction In late 2025, India’s tech world was jolted by headlines claiming that Tata Consultancy Services (TCS), one of the country’s most trusted IT giants, had let go of 80,000 employees in a sweeping layoff exercise. The sheer size of the number caused panic among employees, job seekers, and even industry watchers. Social media amplified the claim, and stories of forced resignations and severance battles began circulating at lightning speed. But as with most viral news, the reality is far more nuanced. TCS has denied the 80,000 figure, putting the official number closer to 12,000 employees —around 2% of its global workforce. At the same time, employee unions and individual accounts paint a more complex picture of how the layoffs have unfolde...

Apple’s iPhone supply chain in India has created 3.5 lakh jobs, with 1.2 lakh direct roles. A deep dive into India’s rise as Apple’s new hub. Introduction: India’s Big iPhone Moment When Apple first started assembling the iPhone SE in India back in 2017, it marked a historic shift. For the first time, one of the world’s most valuable and influential tech giants chose India not just as a consumer market but also as a serious manufacturing base. Fast forward to 2025, and the picture has changed dramatically. This year, Apple rolled out the entire iPhone 17 lineup, along with the new iPhone Air from India, right from day one. Far from being a symbolic step, it underscores India’s rising role in the global technology supply chain. According to a report by The Economic Times , Apple’s expanded production footprint in India has already created more than 3.5 lakh jobs, including over 1.2 lakh direct positions at supplier firms. Notably, these figures don’t even account for the employment ...

Tata Capital IPO price band is set at ₹310–326, nearly 55% lower than its unlisted share price. What does this mean for retail investors and the grey market? Introduction: A Shock for Grey Market Investors When Tata Capital Ltd, a prominent NBFC from the Tata Group, announced its long-awaited Initial Public Offering (IPO) with a price band of ₹310–326 per share , it caught many market participants off guard. While fresh investors might see this as an opportunity to enter at a reasonable valuation, for those who purchased Tata Capital shares in the unlisted or grey market , the announcement has triggered waves of concern. Unlisted shares of Tata Capital had once soared to ₹1,125 in April 2025 , driven by strong demand, the Tata brand reputation, and aggressive broker-driven selling. Even as recently as June 2025, shares were trading at ₹1,075 . Today, the IPO price represents a 55–70% erosion in value compared to those highs. For many retail investors who bought heavily in the gre...

The Nifty 50 closed nearly 1% lower on Friday amid volatility and renewed tariff concerns. Here’s what to expect in tomorrow’s trade as investors track heavyweight performance, global cues, and Trump’s tariff rhetoric. Friday’s closing bell delivered a sobering reminder of global market fragility. The  Nifty 50 slipped 236 points, or 0.95%, to end at 24,654.70 , reflecting broad-based selling pressure in line with weakness across international equities. Despite selective resilience in a few large-caps,  44 of the 50 index constituents ended lower , highlighting the extent of market nervousness. The key question now is whether Indian equities can find stability in the upcoming session. Heavyweights: Market Leaders in Focus HDFC Bank (13.11% weight)  closed at ₹945.05, down 0.51%. As the largest Nifty component, even modest declines carry outsized impact. Its muted momentum suggests lingering caution in the banking sector. ICICI Bank (9% weight)  fell 1.18% to ₹1,359.6...

On September 15, 2025, shares of rice exporter KRBL Ltd. tumbled by as much as 12% in intraday trading, marking the steepest single-day fall for the stock in over three years. The sharp decline came after Anil Kumar Chaudhary , an independent director on KRBL’s board, resigned, citing serious concerns over the company’s corporate governance practices. This development has raised red flags for investors, stakeholders, and market analysts, as Chaudhary’s resignation letter outlined several critical issues, ranging from inconsistencies in board processes to questionable financial practices. While KRBL has been one of the strong performers in 2025, with gains of over 45% year-to-date, this sudden setback has sparked debates about governance standards within India’s corporate ecosystem. Why Did KRBL Shares Fall So Sharply? The equity markets react not only to financial performance but also to governance standards and investor confidence. Corporate governance lapses often trigger swift mark...