The Financial And Tech Literacy

Despite a 1% cut in the RBI’s repo rate, the government retains interest rates on PPF, NSC, SCSS, and other post office schemes for July–September 2025. Here's why it matters for your savings.  Introduction: No Changes in Post Office Scheme Rates Despite RBI’s Rate Cut On June 30, 2025, the Government of India made a key announcement that brought relief to millions of small savers. The Ministry of Finance declared that the interest rates for all small savings schemes—including the Public Provident Fund (PPF), National Savings Certificate (NSC), Senior Citizen Savings Scheme (SCSS), and Sukanya Samriddhi Yojana (SSY)—will remain unchanged for the second quarter of FY 2025-26 (July to September 2025). This announcement came even after the Reserve Bank of India (RBI) reduced its benchmark repo rate by a full 1% over the past six months. Let’s understand why the government decided to hold these rates steady, what the latest rates are, and how this impacts you as a saver or investor...

Oracle ORCL stock jumped 7 percent after CEO Safra Catz highlighted a strong FY2026 start and a 30 billion dollar cloud deal. Explore the fundamentals, technicals, and what this surge means for peers like Microsoft, AWS, and Google Cloud. Credit-Reuters Oracle’s Cloud Ambitions Take Flight – What’s Driving the Stock Surge In a remarkable start to its fiscal year 2026, Oracle Corporation NYSE: ORCL delivered a strong signal to investors, showcasing the company’s sharp pivot toward long-term cloud dominance. With its stock soaring 7 percent in premarket trading, Oracle demonstrated the kind of investor confidence many legacy tech firms strive to inspire in a competitive cloud market. The fuel for this rally is A powerful combination of fundamental business growth, forward-looking guidance, and a game-changing cloud deal set to yield over 30 billion dollars in annual revenue starting FY2028. Let us decode what is really happening behind the scenes and what this means for traders, long...

Detailed pre-market analysis of Nifty 50 for June 30, 2025. Includes GIFT Nifty trends, global cues, USD-INR, commodities, technical levels, top stock analysis, and Trump tariff impact. Global Premarket Setup GIFT Nifty Update: GIFT Nifty futures were quoting near 25,765–25,781 , indicating a flat to mildly positive opening for Indian markets. This suggests cautious optimism among traders despite global trade tensions. Wall Street Futures Review: S&P 500: +0.35% Nasdaq: +0.45% Dow Jones:  +0.55% Strong consumer data and expectations of a Fed rate cut kept US indices resilient. However, uncertainty around new tariffs weighed on sentiment. Asian Market Snapshot: Nikkei 225: +1.55% Hang Seng: -0.41% Kospi: +0.73% Mixed movement in Asia, with Japanese equities rallying on economic recovery hopes while Hong Kong remains under pressure. USD-INR & Commodities: USD-INR: Stable near ₹85.475 Gold: Holding above $3291.31 Brent Crude: Near $66.55/bbl, slightly weak on global d...

India's concerns over US animal feed practices raise tensions in the Indo-US trade deal. Explore how sectors and listed companies may be impacted, especially in agri-dairy. Indo-US Trade Deal and the Agri-Dairy Dilemma: Economic Stakes, Religious Sensitivities, and Corporate Impacts Introduction As India and the United States inch closer to formalizing a wide-ranging trade agreement, one sector has consistently stood at the crossroads of economic interest and cultural sensitivity — agriculture and dairy . The Indian side, while keen on deeper economic cooperation with the US, has expressed strong concerns over the American practice of feeding cattle and poultry with non-vegetarian materials like blood meal and bone meal, a practice that violates deep-rooted Hindu sentiments and dietary beliefs. This issue is not merely theological. It has serious trade, economic, and corporate implications , especially for Indian listed companies in sectors like dairy, FMCG, food processing, ...

Bangladesh has paid $384 million to Adani Power, clearing much of its payment backlog. Discover the story behind this development, analyze Adani Power’s fundamentals and technicals, and explore what this means for investors. Bangladesh Pays $384 Million — What Happened In late June 2025, Bangladesh made a substantial payment of USD 384 million to Adani Power under a 2017 power-purchase agreement. This payment represents nearly the full monthly commitment of USD 437 million, clearing “admitted” claims up to March 31. Before this, Bangladesh had struggled to keep up with monthly payments, leading Adani to slash electricity supply by 50% in November 2024. Supply resumed to full capacity of 1,600 MW in March 2025 as payments restarted. With approximately USD 1.5 billion cleared from the roughly USD 2 billion billed, the outstanding amount (or “claimed” dues) now stands at about USD 500 million . Importantly, Adani Power reportedly waived around USD 20 million in late-payment charg...

Mazagon Dock’s 452 crore Colombo Dockyard acquisition boosts India’s Indian Ocean foothold, expands global shipbuilding reach, strengthens defence diplomacy, and reflects India's rising role in maritime security. Introduction: More Than Just a Deal When Mazagon Dock Shipbuilders Ltd, MDL, announced a 452 crore acquisition of a 51 per cent controlling stake in Sri Lanka’s Colombo Dockyard PL, C CDPLC, the market noticed. But this isn’t just another corporate expansion — it is a geopolitical, economic, and strategic milestone for India and the wider Indian Ocean Region IOR. It is India’s first-ever overseas acquisition in the shipbuilding sector — public or private — signifying a giant leap from being a domestic shipyard to a global maritime force. In the words of Captain Jagmohan, CMD of MDL “This is not just an acquisition. It is a gateway to the world — a transformation from a domestic shipbuilder to a regional maritime powerhouse with global ambitions.” This human-centred, ...